If Klarna is unable to collect your payment on the scheduled day, system will try again. If the payment is unsuccessful after a second attempt, a late fee of up to $7.00 will be added to your outstanding balance if you paid with ‘Pay in 4 installments’. Missed payments will be added to the total of the next scheduled payment. Late fees will never exceed 25% of your order value. To keep you in the loop, Klarna will send you an email notification if your payment was unsuccessful. Please keep in mind if payments get unpaid, you might be blocked from using Klarna in the future.