Depending on the payment method or service you choose, Klarna perform different types of searches to check your financial standing. At present, LovelyWholesale.com only provide Pay in 4 interest-free installments services to users in the United States. Klarna only performs a soft credit check which does not affect your credit score and will not be visible to other lenders.
But when you applying for one of Klarna Financing options on other site or store might affect your credit score. More info, please check here.