The specific availability of the Klarna payment service is subject to the agreement between Klarna and you.
At present, LovelyWholesale.com only provides Pay in 4 interest-free installments services( 'Pay in 4' or '4 interest-free payments' ) to users in the United States. Klarna Pay in 4 only performs a soft credit check which does not affect your credit score and will not be visible to other lenders. But other Klarna Financing options on other site or store might affect your credit score.
More info, please check here.